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micro grants for individuals

Micro grants for individuals: small, fast help without the paperwork

4 min read · Updated September 6, 2026

Most grant money is written for organisations. If you are one person with a small, immediate need, the usual options are a loan, a crowdfunding page, or nothing. Micro grants exist for that gap.

A micro grant is a small amount, given quickly, with no repayment. Here, it is $5 from a pooled community fund.

Who can apply

Anyone. You do not need to be a nonprofit, a member, or a resident of a particular place. You can apply for yourself or on behalf of a neighbour.

What makes a strong request

  • Say exactly what the $5 is for — 'a return bus fare to a clinic on Thursday' beats 'help with expenses'.
  • Keep it short. A few honest sentences read better than a long story.
  • Say when you need it, if timing matters.
  • Say whether you are happy for the grant to appear on the public ledger, and how you want to be described.

What happens after you apply

  • A human reads the request — there is no automatic scoring.
  • Approved grants are issued from the current pool.
  • The grant is published to the public ledger, described the way you asked.
  • If the pool is empty that round, the request rolls into the next one rather than being rejected.

If you need more than $5

A $5 grant is not a substitute for emergency assistance. For larger needs, local mutual-aid groups, community foundations, and 211-style helplines are better routes. Micro grants are best for the small gap that nothing else covers.

Join the fund for $5

One-time, for life. $3.55 of it goes straight to the grant pool and every grant is published on the public ledger.

Need help instead? Request a $5 grant · Read the monthly Ripple Report

Common questions

Do I have to pay it back?

No. A grant is a gift, not a loan.

Can I apply more than once?

Yes, though we spread grants across as many people as possible, so repeat requests are lower priority when the pool is small.

Will my name be public?

Only if you want it to be. Tell us how to describe the grant and we follow that.

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